Privacy Policy

    Last updated: September 23, 2026

    Overview

    SecureNest ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and use our services. We are a licensed insurance broker providing educational guidance. SecureNest is not an insurance carrier.

    Information We Collect

    We collect information that you voluntarily provide to us, including:

    • Personal identifiers (name, email address)
    • Financial information for coverage calculations (income ranges, debt estimates, savings levels)
    • Family information (number of dependents, ages)
    • Usage data and analytics (pages visited, tools used, session duration)
    • Device information (browser type, IP address, operating system)

    Note: We do not collect Social Security numbers, medical records, or detailed health information. Any health-related questions in our tools are general in nature and used solely for educational coverage estimates.

    How We Use Your Information

    We use the information we collect to:

    • Provide personalized educational coverage recommendations
    • Improve our tools and services
    • Communicate with you about our services (only with your consent)
    • Send educational follow-up content and reminders (you may opt out)
    • Connect you with partner insurance providers (only with your explicit consent)
    • Analyze usage patterns to improve user experience

    Data Retention

    We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy. Tool usage data and recommendations are retained for up to 24 months to enable returning users to access their results. You may request deletion of your data at any time by contacting us.

    Information Sharing & Affiliate Disclosure

    We do not sell your personal information. We may share your information with:

    • Insurance carriers: Only when you explicitly choose to apply for coverage. As a licensed broker, we share the information needed to submit your application to the carrier you select.
    • Service providers: Third parties that help us operate our website and services (hosting, analytics, email delivery)
    • Legal requirements: When required by law or to protect our rights

    Data Security

    We implement appropriate technical and organizational security measures to protect your personal information, including encryption in transit (TLS/SSL) and at rest. Access to personal data is restricted to authorized personnel only. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

    Your Rights

    You have the right to:

    • Access the personal information we hold about you
    • Request correction of inaccurate information
    • Request deletion of your information
    • Opt out of marketing communications
    • Withdraw consent at any time
    • Request a copy of your data in a portable format

    To exercise these rights, contact us at privacy@securenest.life. We will respond within 30 days.

    Cookies and Tracking

    We use cookies and similar tracking technologies to improve your experience on our website. These include essential cookies for site functionality and analytics cookies to understand usage patterns. You can control cookie settings through your browser. Disabling cookies may affect some functionality.

    Children's Privacy

    Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a minor, please contact us immediately.

    California Privacy Rights (CCPA)

    California residents have additional rights under the CCPA, including the right to know what personal information we collect and how it is used, the right to delete personal information, and the right to opt out of the sale of personal information. We do not sell personal information. To exercise your rights, contact privacy@securenest.life.

    Changes to This Policy

    We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on this page and updating the "Last updated" date. Continued use of the Service after changes constitutes acceptance.

    Contact Us

    If you have questions about this Privacy Policy or our data practices, please contact us at privacy@securenest.life.

    Important Disclosures: SecureNest is a licensed North Carolina insurance broker. We help families understand their life insurance needs and, when they're ready, place coverage through top-rated carriers. All coverage recommendations from our tools are personalized estimates based on your inputs and are not guarantees of rates, coverage availability, or policy terms. Actual premiums and coverage depend on individual underwriting by insurance carriers. We do not provide financial, legal, or medical advice. As a licensed broker, SecureNest is compensated by the issuing carrier if you purchase a policy. This compensation does not affect the price you pay.

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    SecureNest

    A licensed insurance broker helping young families find the right life insurance coverage. No pressure, just guidance.

    SecureNest, LLC

    Ryan Manning, NC Licensed Life Insurance Producer

    NC License # 19500220·NPN # 19500220

    1235 East Blvd, Ste. E # 1807, Charlotte, NC 28203

    hello@securenest.life

    Hours: Monday–Friday, 9am–6pm ET

    © 2026 SecureNest. All rights reserved.

    SecureNest is a licensed insurance broker. Coverage recommendations are estimates only—actual rates depend on underwriting.